Fast, Transparent Funding for Businesses and Consumers

Up to $500,000 in funding | Highly Rated| Flexible Terms

Get Preapproved Now

How It Works

Submit Application

Kick off the process with a simple online application, available 24/7 for your convenience.

Product Match

We match you with the best product with the most ideal terms for your needs.

Get Funded

Discuss the final details. Get funded in 24-48 hours.

Why Choose Rise?

Why Entrepreneurs Choose Rise Finance for Funding and Credit Support

At Rise Finance, we help entrepreneurs and individuals

access the capital and credit they need to grow. Our

process is simple, our language is clear, and our mission is

fairness, transparency, and access for all.

Our Pledge – Access & Respect Policy

Beyond Credit Score Consideration
Transparent, No Pressure Processing
Contact on Your Terms
Plain Language and Billigual Support
Fast Funding

We believe finance should be accessible, respectful, and easy to understand. That’s why our Access & Respect Pledge guides every client experience.

500+

Satisfied Customers

11+

Years of Experience

50

States Covered

127m

Funded

Highly Reviewed as seen on:

Business & Personal Funding Programs We Offer

Explore flexible funding options—whether you’re repairing credit, launching a startup, or expanding operations.

BUSINESS LINES OF CREDIT (LOC)

Access flexible, revolving funds whenever your business needs them. Rise Finance's lines of credit help manage cash flow, cover expenses, and seize growth opportunities quickly.

$10,000 - $5 Million

6 Months - 10 Year Terms

Funding in 1 - 3 Days

TERM LOANS

Get the funding your business needs to grow, manage cash flow, or invest in new opportunities. Rise Finance offers flexible term loans and working capital solutions with fast approvals and easy repayment options.

$10,000 - $5 Million

6 Months - 10 Year Terms

Funding in 1 - 3 Days

START UP CAPITAL

This program helps our start-up and existing business clients secure 3-7 business credit cards through banks that typically offer a 0% APR introductory period for 9-21 months. Every client is unique, and their specific funding plan, whether personal or business cards (or both), is tailored to each credit profile.

$10,000 - $250,000

18 Months - 10 Year Terms

Funding in 1 - 3 Days

BUSINESS & PERSONAL CREDIT COUNSELING

In many funding situations — including startup funding, SBA loans, and business term loans — your personal credit can directly impact your approval amount, rates, and terms. For clients with challenged or limited credit, Rise Finance provides personalized credit guidance designed to strengthen your profile, improve funding eligibility, and position you for better approvals and lower-cost financing.

SBA LAONS

Rise Finance helps businesses secure SBA-backed financing for growth, equipment, or working capital. Enjoy lower rates, longer terms, and reliable funding to support your business goals.

$10,000 - $5 Million

10 - 25 Year Terms

Funding in 30 - 45 Days

REAL ESATE FINANCING (COMMERCIAL ONLY)

Secure funding to buy, refinance, or renovate commercial properties. Rise Finance offers flexible, fast financing solutions tailored to your real estate goals.

$250,000 - $10 Million

10 - 30 Year Terms

Funding in 25 - 40 Days

Client Success Stories

I needed to upgrade my food truck before the busy season, but every place I applied either wanted years of business history or offered expensive daily-payment financing that didn’t make sense for my cash flow. Rise Finance walked me through my options, explained everything in plain language, and helped me secure funding for my truck upgrade in just 10 days—with payments we could actually handle while still growing the business. The process felt honest, respectful, and stress-free from start to finish.

Gwen C Owner at Food Truck

I was overwhelmed trying to figure out what type of funding was actually right for my business. Other companies kept pushing high-cost cash advances without explaining the long-term impact. The team at Rise Finance took the time to understand my goals, review my credit profile, and break down the pros and cons of each option in simple terms. In the end, I chose a flexible line of credit that gave me room to grow without overextending my business. I finally felt like someone was looking out for me—not just trying to sell me a loan.

Garry D. Owner Davis Trucking

About Rise Finance

Access. Respect. Results.

At Rise Finance, we believe we exist to help everyday people and entrepreneurs turn financial setbacks into comeback stories.

Whether you’re working to build your credit, start a business, or secure funding to grow one, we meet you where you are — with that looks beyond a number on a score report.

We’ve seen too many good people locked out of opportunity because of outdated systems. That’s why we’re rewriting the playbook. Our mission is to , helping clients qualify for — even if they’re just getting started or using an ITIN.

We believe access to capital is more than a transaction — it’s a foundation for stability, freedom, and progress. We help you build that foundation step by step: through education, credit-building resources, and funding programs designed for at Rise Finance, you’ll never be judged by your past — only guided toward your next move.
No hidden fees. No jargon. No empty promises. Just a team that believes in your goals.

We’re proud to serve the builders, the dreamers, the small business owners, and the first-generation founders — the people who keep their communities moving. Together, we’re proving that when respect and access meet, anyone can rise.

FAQS

Will checking my eligibility hurt my credit score?

No. Our pre-qualification process uses a soft credit pull, which does not impact your credit score. This allows you to explore your funding options confidently before deciding to move forward. A hard inquiry is only completed if you choose to proceed with a lender and provide clear authorization.

What if my credit is less than perfect?

We understand that many business owners have experienced financial setbacks or are still building credit. Funding approvals are not based on credit score alone. Many lenders also consider factors such as monthly revenue, cash flow, time in business, banking history, and overall financial stability. We also offer credit guidance services to help improve your funding profile over time.

How quickly can I receive funding?

Funding timelines vary depending on the program and documentation required, but many clients receive approvals within hours and funding within 24–72 hours after submitting complete documents. SBA loans and larger commercial funding programs may take longer due to additional underwriting requirements.

Are there any upfront fees or hidden costs?

Transparency is one of our core values. We do not charge upfront fees for credit guidance, and we clearly explain all loan terms, repayment structures, rates, and potential fees before you commit to any funding offer. Our goal is to help you make informed decisions with no surprises or pressure.

What documents will I need to apply for business funding?

Requirements vary by lender and program, but common documents may include recent bank statements, a valid government-issued ID, proof of business ownership, EIN or ITIN documentation, invoices, and proof of revenue. Our advisors will walk you through exactly what is needed and help simplify the process from start to finish.