Get Started

Complete the application below with some basic information to see which financing options you qualify for and to be paired with a Financing Advisor

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Client Success Stories

I needed to upgrade my food truck before the busy season, but every place I applied either wanted years of business history or offered expensive daily-payment financing that didn’t make sense for my cash flow. Rise Finance walked me through my options, explained everything in plain language, and helped me secure funding for my truck upgrade in just 10 days—with payments we could actually handle while still growing the business. The process felt honest, respectful, and stress-free from start to finish.

Gwen C Owner at Food Truck

I was overwhelmed trying to figure out what type of funding was actually right for my business. Other companies kept pushing high-cost cash advances without explaining the long-term impact. The team at Rise Finance took the time to understand my goals, review my credit profile, and break down the pros and cons of each option in simple terms. In the end, I chose a flexible line of credit that gave me room to grow without overextending my business. I finally felt like someone was looking out for me—not just trying to sell me a loan.

Garry D. Owner Davis Trucking

FAQS

Will checking my eligibility hurt my credit score?

No. Our pre-qualification process uses a soft credit pull, which does not impact your credit score. This allows you to explore your funding options confidently before deciding to move forward. A hard inquiry is only completed if you choose to proceed with a lender and provide clear authorization.

What if my credit is less than perfect?

We understand that many business owners have experienced financial setbacks or are still building credit. Funding approvals are not based on credit score alone. Many lenders also consider factors such as monthly revenue, cash flow, time in business, banking history, and overall financial stability. We also offer credit guidance services to help improve your funding profile over time.

How quickly can I receive funding?

Funding timelines vary depending on the program and documentation required, but many clients receive approvals within hours and funding within 24–72 hours after submitting complete documents. SBA loans and larger commercial funding programs may take longer due to additional underwriting requirements.

Are there any upfront fees or hidden costs?

Transparency is one of our core values. We do not charge upfront fees for credit guidance, and we clearly explain all loan terms, repayment structures, rates, and potential fees before you commit to any funding offer. Our goal is to help you make informed decisions with no surprises or pressure.

What documents will I need to apply for business funding?

Requirements vary by lender and program, but common documents may include recent bank statements, a valid government-issued ID, proof of business ownership, EIN or ITIN documentation, invoices, and proof of revenue. Our advisors will walk you through exactly what is needed and help simplify the process from start to finish.